Established in 2019 by the property entrepreneur Robert Whitton and finance expert David Travers the company is uniquely positioned as property experts with lending, investment and structuring capabilities, to provide secured lending and equity investment solutions for property professionals.

Hambros Secured Lending are experts in providing the entire capital structure of a real estate transaction. 

​Hambros specialise in structuring senior debt, stretch senior, mezzanine, preferred and ordinary equity.
 
So Hambros can source the entire capital structure up to 95% of a property venture cost.

Product Offering
​​
Ordinary Equity
Loan Amount:          £500,000 to £2,000,000
Maximum LTV:        95%
Rates:                           from 50% profit share
Term:                            6 - 12 months
 ​
Preferred Equity
Loan Amount:          £500,000 to £4,000,000
Maximum LTV:        95%
Rates:                           from 8% pa
Term:                            6 - 12 months
 
Mezzanine Second Charge Loan 
Loan Amount:          £400,000 to £4,000,000
Maximum LTV:        80%
Rates:                           from 10% pa 
Term:                            6 - 12 months
 
Senior First Charge Loan 
Loan Amount:          £500,000 to £40,000,000
Maximum LTV:        65%
Rates:                           from 6% pa
Term:                            6 - 12 months

Why choose Hambros?

Flexibility

All property sectors and geography, short term or mid-term.

Competitive Rates

Interests rates from 6% pa.

Experienced Team

Our team has been involved in over £5 billion worth of property transactions. ​

Efficient Process

Rapid decision making. 
​Our 5-step process ensures efficiency in processing your application. Enquiry -> Application -> Valuation -> Legals -> Completion. 

Recent Deals

Cardiff  
Second Charge Bridge  
C£600,000

Suffolk 
First Charge Development Loan  
​£3.42m 

Bristol 
Second Charge Bridge  
£4m